Best Credit Cards

Axis Bank Neo Credit Card

It is a great card for movie buffs and shopaholics. This Axis Bank Credit Card offers excellent shopping, dining and entertainment benefits. This card provides 10% cashback if you use it for booking movie tickets, for any online shopping or even for mobile recharges. You also get additional benefits from some of the top e-commerce sites. For example, Amazon gives you complimentary vouchers of Rs. 250 and Myntra gives an additional 10% discount on every transaction more than Rs. 500. Moreover, Axis Neo card also gives you an option to convert your purchases into EMIs.

Features & Benefits of Neo Credit Card from Axis Bank

• Joining fee: Rs. 250 
• Annual fee: Rs. 250
• Amazon voucher of Rs. 250, Zomato voucher of Rs. 200, Blinkit voucher of Rs. 250 and 6 months subscription of Pharmeasy on first spend within 30 days of card issuance.
• 40% off on Zomato food delivery. Use Coupon Code AXISNEO. Maximum discount Rs. 120 per order and minimum order value should be Rs. 200.
• 5% off (maximum Rs. 150 per month) on mobile recharge/ electricity bill payment/ DTH recharge via Amazon Pay.
• 10% off on Blinkit, Myntra and BookMyShow (maximum Rs. 250, Rs. 500 and Rs. 100 respectively).
• Get a minimum 15% off on spending on dining at partner restaurants.

Why should you use this card?

AXIS Bank Neo Credit Card offers a couple of shopping, dining and entertainment benefits.

• Zero Lost Card Liability.
• Convert purchases to EMIs on transactions of Rs. 2,500 or more
• The card is Chip and PIN protected with EVM certified chip
• Get EDGE Reward Points on transactions
• Earn 1 Edge reward point on spending every Rs. 200.

IDFC First Select Credit Card

IDFC FIRST Bank Select Credit Card is a credit card that offers premium benefits on top of being lifetime. This card provides superior rewards points, travel perks, and year-round offers with no unnecessary fees and the lowest interest rates. The IDFC FIRST Bank Select Credit Card is an ideal fit for customers looking for evergreen reward points on their online and in-store purchases.

Features & Benefits of IDFC First Select Credit Cards

• Joining fee - Nil
• Annual fee - Nil
• Welcome voucher worth Rs. 500 on spends of Rs. 15,000 or above within 90 days of card generation.
• 5% cashback (maximum up to Rs. 1,000) on the transaction value of the first EMI done within 90 days of the card issuance.
• 10X reward points on incremental spends of more than Rs. 25,000 per month and also on spends made on your birthday.
• 6X reward points on online purchases on spends up to Rs. 25,000 per month.
• 3X reward points on offline purchases on spends up to Rs. 25,000 per month.
• 4 complimentary lounge visits per quarter at domestic airports and railway lounges
• Buy one get one offer on movie tickets on Paytm mobile app. Maximum benefit value available up to Rs. 250. This offer is valid twice per month.
• Air Accident Cover of Rs. 1 Crore, loss of Checked-In Baggage cover of Rs. 7,500, delay of Checked-In Baggage cover of Rs. 5,000, loss of Passport and other documents cover of Rs. 5,000.
• Up to 20% discount at 1,500+ restaurants. 
• Up to 15% discount at 3,000+ Health & Wellness outlets.
• 300+ Merchant offers available all year long.
• Convert all your purchases of over Rs. 2,500 into easy Equated Monthly Installments (EMIs) from IDFC FIRST Bank’s mobile app.
• Instant EMI conversion of all online transactions above Rs. 2,500 on the IDFC FIRST Bank’s OTP page.
• Transfer balances from your other bank credit cards conveniently with IDFC’s balance transfer privilege. 
• Convert your outstanding balance into easy EMIs with flexible tenure of 3 to 18 months.
• Fuel surcharge waiver of 1% at all fuel stations in India. Benefits available up to Rs. 300 per month

SimplyClick SBI Credit Card

This card is a blessing in disguise for online shoppers as it offers tremendous benefits to people who shop online. This is a one-of-its-kind credit card that gives you 10 times more reward points if you shop through any of their online e-commerce partners like Amazon, 

BookMyShow, UrbanClap and Cleartrip. Not only this, but on the other online purchases also, you get 5 times the reward points. Moreover, there is a 1% fuel surcharge waiver too. The annual fee for this card is Rs. 499 + taxes, which is reversed to your credit card account if you spend more than Rs. 1 Lakh per annum using this card.

Features & Benefits of SimplyCLICK SBI Card

• Joining fee: Rs. 499 + taxes
• Annual fee: Rs. 499 + taxes. Annual fee is reversed if you spend Rs. 1,00,000 in the subsequent year.
• Get a gift card of Amazon.in worth Rs. 500 on joining.
• Earn 10X Reward Points on spending online with exclusive partners.
• Earn 5X reward points on all other spends online.
• Get e-voucher worth Rs. 2,000 on spending Rs.1 Lakh annually online.
• Get e-voucher worth Rs. 2,000 on spending Rs. 2 Lakhs annually online.
• Get 1% fuel surcharge waiver on every transaction of Rs. 500 to Rs. 3,000

Why should you use this card?

Simply CLICK SBI Card offers a plethora of benefits when you shop online, this card is best for online shoppers.

• Annual fee reversal on spending beyond Rs.1 Lakh per annum using this card
• The card is enabled with contactless technology
• Worldwide acceptance
• Easy Bill Pay facility for instant utility bill payments
• Balance Transfer on EMI facility
• Convert purchases worth Rs. 2,500 or above into EMIs with Flexipay

American Express SmartEarn™ Credit Card

American Express SmartEarn™credit card is the entry-level credit card from Amex that comes packaged with a range of rewards and offers on online spends, shopping and dining. Amex SmartEarn™credit card has an annual and renewal fee of Rs 495 + GST. The renewal gets waived off on successful spending of Rs 40,000 and more in the previous year of card membership.

Features & Benefits of Amex SmartEarn Credit Card

• With the American Express SmartEarn™credit card, you can earn a welcome gift of Rs 500 in the form of cashback on spending at least Rs 10,000 in the first 90 days of card issuance. 
• Amex also provides vouchers of Rs 500 to the card members on crossing spend milestones of Rs 1.20 lakh, Rs 1.80 lakh and Rs 2.40 lakh in a 12-month period. 
• Over and above this, you can earn accelerated rewards points to the tune of 5X and 10X on various merchants including Zomato, BookMyShow, Uber, Ajio, Nykaa, Amazon, Flipkart, and many more.

Why should you use this card?

You can use Amex SmartEarn™credit card to maximise your savings on groceries, dining out, movies, online food ordering, travelling, etc. All these merchant categories entitles you to earn accelerated rewards points, and vouchers on crossing spend milestones. The renewal fee waiver option with American Express SmartEarn™credit card allows you to enjoy credit card benefits for free.

American Express® Membership Rewards Credit Card

American Express Membership Rewards® credit card is one of the best rewards credit cards in India that provides accelerated rewards points and exclusive access to the Amex Gold collection vouchers. Amex Membership Rewards® credit card has an annual fee of Rs 1,000 + GST and a renewal fee of Rs 4,500 + GST. The renewal fee of Rs 4,500 can be waived off on spends between Rs 90,000 and Rs 1,49,999, while 100% fee waiver is applicable on spends over Rs 1.5 lakh in a card membership year.

Features & Benefits of Amex Rewards Credit Card

• You can earn 1,000 bonus rewards points by transacting over Rs 1,500 four times in a month, a further 1,000 points by spending Rs 20,000 in a calendar month and 5,000 additional rewards points on payment of the renewal fee. 
• Over and above this, card members can earn 4,000 bonus reward points as a welcome gift on payment of the Joining fee and spending at least Rs 15,000 within the first 90 days of card issuance.
• With the Amex Gold collection vouchers, you can redeem your rewards points for vouchers from Taj, Amazon, Flipkart, Tata Cliq, Tanishq, Reliance Digital and Shoppers Stop.

Why should you use this card?

Amex Membership Rewards® credit card is very useful for shopping, dining and other popular categories as you can maximise benefits by redeeming rewards points for a voucher from Taj, Shoppers Stop, Amazon and many more brands. Every 24,000 reward points can be redeemed for a Rs 14,000 Taj voucher, or Rs 10,000 Shoppers Stop voucher or a Rs 8,000 Amazon voucher, etc.

American Express® Platinum Travel Credit Card

American Express® Platinum Travel credit card features among the top 5 travel credit cards in India. Amex Platinum Travel credit card has an annual fee of Rs 3,500 + GST and a renewal fee of Rs 5,000 + GST. A welcome benefit of 10,000 bonus rewards points is available on spending Rs 15,000 in the first 90 days of card issuance.

Features & Benefits of Amex Platinum Travel Credit Card

• Amex Platinum Travel credit card offers a range of travel benefits such as bonus rewards points to the tune of 15,000 and 25,000 on crossing a spend milestone of Rs 1.9 lakh and Rs 4 lakh in a card membership year, respectively. 
• These rewards points can be individually redeemed for travel vouchers worth Rs 5,000 and Rs 8,000. Beyond this, American Express provides a Rs 10,000 e-gift voucher from Taj, Vivants and SeleQtions Hotels on crossing a spend of Rs 4 lakh in a year. 
• American Express® Platinum Travel credit card offers 8 complimentary visits to domestic airport lounges with 2 visits in a calendar quarter. With complimentary membership of Priority Pass, you can enjoy free visits to international airport lounges. 

Why should you use this card?

You should use Amex Platinum Travel credit card to maximise the benefits on travel as your spends can reward you with travel vouchers, complimentary stay vouchers at Taj, complimentary visits to airport lounges and bonus rewards points on surpassing spend thresholds in a card membership year. Amex Platinum Travel credit card entitles you to enjoy 24x7 Platinum Assist by American Express and emergency card replacement service anywhere across the world.t

Axis Bank MY ZONE Credit Card

The Axis Bank My Zone Credit Card is a popular entry-level credit card that offers a complimentary SonyLiv Premium annual subscription to new cardholders. With every Rs. 200 spent, cardholders can earn up to 4 EDGE Points, and the card provides excellent benefits for dining and entertainment. Additionally, the My Zone Credit Card provides cardholders with complimentary access to domestic airport lounges, making it an excellent choice for frequent travelers seeking a quality entry-level credit card.

Features & Benefits of Axis MY ZONE Credit Card

• Joining Fee - Rs. 500 and Life Time Free Offer for *select channels
• Annual Fee - 1st Year: Nil 2nd Year onwards: Rs. 500, Lifetime Time Free Offer for *select channels
• 4 Complimentary Airport Lounge Access
• Buy 1 get 1 Free Movie ticket on Paytm
• SonyLiv Premium 1 year subscription worth Rs. 999
• 40% Off on Swiggy up to Rs. 480 per month
• Get flat Rs.600 off on AJIO, four times in a year

Axis Bank Select Credit card

The Axis Bank Select Credit Card is a mid-level credit card that offers an extensive range of benefits for its users. 

Features & Benefits of Axis Select Credit Card

• Joining Fee - Rs. 3000
• Annual Fee - Rs. 3000
• Welcome benefit: Rs. 2,000 worth Amazon voucher on making the first transaction within 90 days of card issuance.
• 20% off (maximum Rs. 500 per month) on spending minimum Rs. 2,000 on BigBasket.website or mobile app. Offer can be availed once a month per user.
• 40% (maximum Rs. 200 per order) off on food delivery done through Swiggy mobile app/website by using coupon code AXIS200. This Axis SELECT Swiggy offer is applicable on spending minimum Rs. 400 per order. The Axis SELECT credit card Swiggy offer can be availed for up to twice a month.
• Buy one get one ticket on BookMyShow.
• Axis SELECT card offers 20% off at all partner restaurants.
• Complimentary airport lounge access: Eight domestic airport lounge accesses per year (max 2 per quarter) and six international lounge access under the Priority Pass membership.
• Complimentary golf rounds: Six complimentary rounds of golf games every year and an additional three rounds on spending Rs. 3 lakh or above in a year.
• Personal accident cover: Personal air accident cover worth Rs. 2.5 crore and various other travel-related insurance benefits.
• Discount vouchers: Cardholders can earn discount vouchers at partner brands based on achieving the stipulated spending milestones.

Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card offers a high reward rate on purchases made at Flipkart, and other partner merchants such as Swiggy, Uber, PVR, and more. Previously, the Flipkart Axis Bank Credit Card was offered on the MasterCard platform, but Axis Bank has now shifted the card to the Visa network since MasterCard is no longer allowed to onboard new customers. 

Features & Benefits of Flipkart Axis Bank Credit Card

• Joining Fee - Rs. 500
• Annual Fee - Rs. 500
• Voucher worth Rs. 500 from Flipkart on the first transaction
• 15 months Ganna subscription at a discounted rate of Rs. 399
• 20% off up to Rs. 500 off on The Phy Life
• 20% off up to Rs. 500 off on Plum Goodness
• 5% cashback on Flipkart
• 4% cashback on transactions made with preferred merchants like Swiggy, Uber, PVR
• 1.5% cashback on all other categories
• You get four complimentary lounge visits every calendar year to partner airports within India.
• 1% fuel surcharge waiver (on transactions between Rs. 400 - Rs. 4000) at all fuel stations across India; maximum benefits up to Rs. 500 per month.
• 20% off at partner restaurants across India
• Option to convert every purchase of Rs. 2500 and above on Flipkart into easy EMIs.

IndianOil Axis Bank Credit Card

IndianOil Axis Bank Credit Card is a credit card specially designed to benefit you on every fuel transaction. With this card, you can enjoy accelerated reward points and surcharge waiver at fuel outlets, making it an excellent choice for those who travel frequently. Moreover, this Fuel credit card offers an instant discount on movie tickets booked via Bookmyshow website/app, making it a perfect choice for movie buffs. With these benefits, this credit card is an excellent choice for anyone looking to save money on fuel transactions and enjoy discounted movie tickets.

Features and benefits of IndianOil Axis Bank Credit Cards

• Joining Fee - Rs 500
• Annual Fee - Rs. 500 (Can be waived off if annual spends more than Rs 2 Lacs)
• 100% cashback (up to Rs. 250) on transactions across all fuel stations done within 30 days of card issuance.
• Get 20 reward points on spending every Rs. 400 at IOCL fuel outlets in India. 
• Get 5 reward points on spending every Rs. 100 on online shopping. 
• The transaction value should be between Rs. 100 and Rs. 5,000 per month to avail of these benefits. 
• 1 Edge Loyalty Reward Point on spending Rs. 1,000. 
• 1% fuel surcharge waiver on fuel purchase at all fuel stations in India.
• The transaction value should be between Rs. 200 and Rs. 5,000 per month to avail of these benefits.
• Maximum benefit is limited to Rs. 50 per payment cycle.
• Instant discount of up to 10% on booking movie tickets from BookMyShow app or website.
• Spend above Rs. 50,000 in a year and get annual fee completely waived off.
• Up to 20% discount on dining at partner restaurants in India.

Axis Bank Vistara Credit Card

If you are looking for a credit card that offers cashback on each transaction, domestic airport lounge access and attractive welcome and renewal benefits, HDFC Millennia credit card are just for you. Apart from lucrative cashback offers, you also get Rs. 1,000 worth of gift vouchers on spending Rs. 1 Lakh or more in each calendar quarter. Also, you can waive the joining and renewal membership fee of Rs. 1,000 + applicable taxes on spending Rs. 1,00,000 or more in a year with your Millennia credit card.

Features & Benefits of Axis Bank Vistara Credit Card

• Joining Fee - Rs 1500
• Annual Fee - Rs. 1500
• Get a complimentary one-way economy class base fare waived ticket voucher as a welcome gift.
• Only primary Axis Vistara credit card holders will get the voucher after the first billing cycle, within 10 working days of the due date of the statement.
• Get complimentary Club Vistara Membership with your Axis Bank Vistara Credit Card.
• Get 2 Club Vistara (CV) points for spending every Rs. 200.
• CV points can be redeemed for upgrades and award flight faster.
• Get bonus CV points on achieving milestone spends.
• Get 3 economy class tickets on achieving milestone spends.
• Get 2 complimentary lounge access per quarter to select airport in India.
• With Extraordinary Weekends, get curated experiences from across the world. 
• Up to 20% discount at partner restaurants across India with Axis Bank Dining Delights program. 
• Air accident cover worth up to Rs. 2.5 Crores.
• Purchase protection cover up to Rs. 1 Lakh.
• Convert your purchases into EMI. Minimum value for the purchase should be at least Rs. 2,500

HDFC Bank Millennia Credit Card

If you are looking for a credit card that offers cashback on each transaction, domestic airport lounge access and attractive welcome and renewal benefits, HDFC Millennia credit card are just for you. Apart from lucrative cashback offers, you also get Rs. 1,000 worth of gift vouchers on spending Rs. 1 Lakh or more in each calendar quarter. Also, you can waive the joining and renewal membership fee of Rs. 1,000 + applicable taxes on spending Rs. 1,00,000 or more in a year with your Millennia credit card.

Features & Benefits of HDFC Millenia Credit Card

• Joining Fee - Rs 1000
• Annual Fee - Rs. 1000
• 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.
• ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
• Upto 20% discount on partner restaurants via Swiggy Dineout
• Up to 50 days of interest free period on your HDFC Bank Millennia Credit Card from the date of purchase
• 1% fuel surcharge waiver at all fuel stations across India
• Spend ₹1 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year.
• Convert your big spends into EMI after purchase
• The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1

HDFC Bank Regalia Credit Card

Get bonus reward points, complimentary domestic & international airport lounge access on Credit Card, 1% fuel surcharge waiver, 20% savings on restaurant bill payments via Swiggy Dineout, and much more with HDFC Regalia Credit Card. The joining fee and annual fee for the card is Rs. 2,500 each. The renewal fee can be waived on spending more than Rs. 3 Lakhs in the previous year.

Features & Benefits of HDFC Bank Regalia Credit Card

• Joining Fee - Rs 2500
• Annual Fee - Rs. 2500
• Get upto 8 complimentary airport lounge access within India and 6 outside India.
• Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.
• 4 reward points on every Rs. 150 retail spend
• 2% on all your foreign currency spends.
• Avail upto 2 complimentary lounge access vouchers as part of quarterly milestone benefit.
• 1% fuel surcharge waiver at all fuel stations across India.
• Get up to 7.5% savings on all your restaurant bill payments via Swiggy Dineout
• Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year
• Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year
• Renewal fee waived off if you spend more than 3L in the previous year
• Accidental air death cover worth Rs. 1 Crore
• Emergency overseas hospitalization: up to Rs. 15 lakhs
• Lost Card Liability Cover : Upto Rs 9 lakhs

IDFC First Millenia Credit Card

IDFC First Millenia credit card is designed for the millennial lifestyle - and it's just as cool as it looks! With its 10X Reward Points, low interest rates, and amazing merchant discounts, this card is perfect for anyone looking for a credit card that truly fits their lifestyle. Plus, with its range of benefits and rewards, this card is sure to stay with you forever. So if you're looking for a credit card that's tailored to your needs and offers a range of exciting rewards and benefits, look no further than this amazing credit card!

Features & Benefits of IDFC First Millenia credit card

• Joining fee - Nil
• Annual fee - Nil
• Welcome voucher worth Rs. 500 on spending Rs. 15,000 or above within 90 days of card issuance.
• 5% cashback (maximum up to Rs. 1,000) on the transaction value of first EMI done within 90 days of the card generation.
• 10X reward points on incremental spends of more than Rs. 20,000 per month and also on spends done on your birthday.
• 6X reward points on online purchases for spends up to Rs. 20,000 per month.
• 3X reward points on offline purchases for spends up to Rs. 20,000 per month.
• 4 complimentary railway lounge visits each quarter.
• Complimentary Roadside Assistance worth Rs. 1,399
• Personal Accident Cover worth Rs. 2,00,000 and Lost Card Liability Cover worth Rs. 25,000. Offer valid on doing at least one transaction with FIRST Millennia Credit Card within the last 30 days.
• 25% discount (up to Rs. 100) on booking movie tickets on Paytm mobile app (valid once per month).
• Up to 20% discount at more than 1500 restaurants. 
• Up to 15% discount at over 3000 Health & Wellness outlets.
• Convert all your transactions above Rs. 2,500 into easy Equated Monthly Instalments (EMIs) from your mobile app.
• Instant EMI conversion of all online transactions above Rs. 2,500 on the IDFC FIRST Bank’s OTP page.
• Transfer balances from your other bank credit cards conveniently with IDFC’s balance transfer privilege. 
• Convert your outstanding balance into easy EMIs with flexible tenure of 3 to 18 months.
• 1% fuel surcharge waiver at all fuel stations across India. Benefits available up to Rs. 200 per month

IDFC First Wealth Credit Card

With IDFC First Wealth credit card you can unlock a world of travel benefits, evergreen rewards, and exclusive lifestyle perks. With the lowest interest rates in the market, this card offers unbeatable value for money. And with a range of exclusive benefits and rewards, there's no reason to reach for another credit card. So if you're looking for a credit card that can truly enhance your lifestyle and offer a range of exciting benefits, this is just the card for you.

Features & Benefits of IDFC First Wealth Credit Cards

• Joining fee - Nil
• Annual fee - Nil
• Welcome voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card generation.
• 5% cashback (up to Rs. 1,000) on the first EMI transaction value done within 90 days of the card issuance.
• 10X reward points on all incremental monthly spends of more than Rs. 30,000 and also on spends made on your birthday.
• 6X reward points on online purchases on monthly spends of up to Rs. 30,000.
• 3X reward points on offline purchases on monthly spends of up to Rs. 30,000 per month.
• 4 complimentary domestic and international airport lounge and spa visits per quarter.
• 4 complimentary railway lounge visits per quarter.
• Buy one get one on movie ticket purchased via Paytm mobile app. The maximum benefit available up to Rs. 500. The offer is valid twice per month.
• Complimentary Roadside Assistance worth Rs. 1,399
• Air Accident Cover of Rs. 1 Crore valid on doing at least one transaction with FIRST Wealth Credit Card in the last 30 days. 
• Personal Accident Cover of Rs. 10,00,000.
• Lost Card Liability Cover of Rs. 50,000.
• Up to 15% discount at over 3,000 Health & Wellness outlets.
• 300+ Merchant offers all year long.
• Convert all your purchases of over Rs. 2,500 into easy EMIs (Equated Monthly Instalments) from IDFC FIRST Bank’s mobile app.
• Instant EMI conversion of all online transactions above Rs. 2,500 on the IDFC FIRST Bank’s OTP page.
• Transfer balances of your other bank credit cards conveniently with IDFC’s balance transfer privilege. 
• Convert your outstanding balance into easy EMIs with flexible tenure of 3 to 18 months.
• 1% fuel surcharge waiver at all fuel stations across India.
• Maximum benefits available up to Rs. 400 per month.

SBI ELITE Credit Card

This beautifully designed Credit Card by the State Bank of India (SBI) has so much to offer to Credit Card users. The card provides users with discounts on flight and hotel bookings, complimentary lounge access (international as well as domestic), attractive offers on shopping, dining, and movie ticket bookings. You also get Club Vistara Membership, Trident Privilege Membership, International & Domestic Lounge Program Membership. The card enables you to earn up to 50,000 Bonus Reward Points (worth Rs. 12,500) per year. On spending Rs. 3 Lakhs and 4 Lakhs annually, you earn 10,000 bonus Reward Points.

Feature & Benefits of SBI Elite Card

• Joining Fee: Rs. 4,999 + Taxes
• Annual Fee: Rs. 4,999 + Taxes
• Welcome e-Gift voucher valued Rs. 5,000
• Free movie tickets worth Rs. 6000 each year. Valid for 2 tickets per booking per month.
• 6 complimentary accesses to international airport lounges per year (maximum 2 visits per quarter).
• 2 complimentary visits to domestic airport lounges, every quarter in India.
• 1 complimentary 1 upgrade voucher and 9 Club Vistara Points on spending every Rs. 100 on Vistara flights under Club Vistara Membership.
• 1,000 Welcome Points on registration, 1,500 Bonus Points on first stay and additional Rs. 1,000 hotel credit on extended night stay under complimentary Trident Privilege Red Tier membership.
• 5X reward points on dining, grocery, and departmental store shopping.
• 2 reward points on spending every Rs. 100 on all other categories.

Why should you use this card?

• Complimentary lounge access
• Extra Reward Points on shopping, dining.
• Earn 50,000 bonus reward points (worth Rs. 12,500) year
• Earn 10,000 reward points on achieving the milestone spends of Rs. 3 Lakhs and Rs. 4 Lakhs annually.
• Earn 15,000 reward points on achieving the milestone spends of Rs. 5 Lakhs and Rs. 8 Lakhs annually.

Axis Bank Aura Credit Card

This credit card is designed specifically to enhance your health and wellness - with a range of amazing benefits that you won't find anywhere else. From free doctor consultations to complimentary fitness sessions, and even a free health checkup, this card is the ultimate tool for anyone looking to stay healthy and fit. And with its range of exclusive perks and benefits, there's no better credit card for anyone looking to prioritize their health and wellness. So if you're looking for a credit card that can truly enhance your life, look no further than this amazing health and wellness credit card.

Features & Benefits of Axis Aura Credit Card

• Joining fee - Rs. 750
• Annual fee - Rs. 750
• Decathlon gift voucher worth Rs. 750. 
• The voucher can be used on purchases at any Decathlon stores or Decathlon website
• 4 free video doctor consultations each month via Practo
• 4 free interactive video fitness sessions every month via Fitternity 
• 16 recorded sessions each month
• Just select your session type, date, and time for booking
• 1% fuel surcharge waiver
• Minimum 30% off on nutritional or diet consultation from renowned nutritionists
• Minimum 30% off on nutritional foods
• Up to 20% discount on dining at partner restaurants in India.
• 2 eDGE loyalty points on every spending of Rs. 200 
• 5X accelerated eDGE rewards on spending on insurance. Maximum transaction limit is Rs. 10,000 

HSBC VISA Platinum Credit Card

The HSBC Visa Platinum Credit Card is the perfect entry-level credit card for those looking to enjoy exclusive benefits without any joining or annual fees. As soon as you sign up, you'll be welcomed with a range of amazing perks - including complimentary lounge access, up to Rs. 2,000 in cashback, and a 50% discount on Google Pay. And with its range of other benefits and rewards, this card is the perfect tool for anyone looking to make the most of their credit card. So if you're looking for an entry-level credit card that offers unbeatable value and a range of amazing benefits.

Features & Benefits of HSBC VISA Platinum Credit Credit Card

• No joining and annual fee.
• Amazon gift voucher worth Rs. 500.
• 3 complimentary airport lounge access/meal vouchers as a welcome benefit.
• 50% discount on your first transaction on Google Pay.
• 5x reward points on crossing annual spending of Rs. 4,00,000.
• 2 reward points on every other Rs. 150 spent on this card.
• Buy 1 get 1 offer on booking movie tickets through BookMyShow.
• 15% instant discount on selected products on Tata Cliq.
• Up to Rs. 1,000 cashback every year on achieving the milestone spend.
• 1% fuel surcharge waiver.

IDFC First Classic Credit Card

The IDFC First Classic Credit Card is a classic in every sense of the word. This card is not only dependable but also highly rewarding, offering 10X reward points, insurance cover, low interest rates, and great discounts. Moreover, this lifetime free card is designed to provide exceptional value to its customers. Whether you're shopping online or offline, this card is perfect for those who want a dependable credit card that will reward them for their purchases.

Features & Benefits of IDFC First Classic Credit Card

• Joining fee - Nil
• Annual fee - Nil
• Welcome voucher valued at Rs. 500 on spending Rs. 15,000 or more within 90 days of card generation.
• 5% cashback (maximum Rs. 1,000) on the transaction value of first EMI done within 90 days of the card issuance.
• 10X reward points on incremental spends of above Rs. 20,000 per month as well as spends done on your birthday.
• 6X and 3X reward points on online and offline purchases respectively, for spending up to Rs. 20,000 per month.
• You can use accumulated reward points instantly to pay for online or in-store purchases.
• 1X = 1 Reward point per Rs. 150 spent where 1 Reward point = ₹0.25
• 4 complimentary railway lounge visits each quarter.
• Personal Accident Cover worth Rs. 2,00,000, lost Card Liability Cover worth Rs. 25,000. 
• 25% discount (maximum Rs. 100) on movie ticket booking on Paytm mobile app (offer valid once per month).
• Up to 20% discount at 1,500+ restaurants. 
• Up to 15% discount at 3,000+ Health & Wellness outlets.
• Convert all your purchases of above Rs. 2,500 into easy Equated Monthly Installments (EMIs) from your mobile app.
• Instant EMI conversion of all online transactions above Rs. 2,500 on the IDFC FIRST Bank’s OTP page.
• Fuel surcharge waiver of 1% across all fuel stations in India. Benefits available up to Rs. 200 per month

SimplySAVE SBI Credit Card

SBI SimplySave Credit Card is one of the popular cards for people who want to use one card for multiple uses. You get to earn reward points or save on each of your card transactions ranging from dining, movies, departmental stores, grocery purchases, fuel and much more. Besides, you enjoy the regular benefits of SBI Cards such as Easy Money, Flexi Pay, Balance Transfer on EMI, etc. Furthermore, if you use your SBI card for your regular expenses, you can easily achieve the milestone of Rs. 1 Lakh and reverse the annual fee for next year.

Features & Benefits of SimplySAVE SBI Credit Card

• Joining Fee - Rs. 499
• Annual Fee - Rs. 499.( Annual fee is reversible if Rs. 1 Lakh spent in the previous year).
• In the first 60 days of card issuance, spending Rs. 2000 or more brings you 2,000 bonus Reward Points.
• You also get 10X reward points on each Rs. 150 spent for Dining, Movies, Departmental Stores and Grocery shopping.
• 1 reward point on spending each Rs. 100 on other categories.
• 1% fuel surcharge waiver across fuel stations for transactions ranging from Rs. 500 to Rs. 3,000.

Why use this card?

• For monthly grocery shopping
• Value back is at the rate of 4 Reward Points is Rs. 1
• Saving on dining & movie booking
• To save on fuel refilling
• To enjoy value back on each transaction.

BPCL SBI Credit Card

BPCL SBI Credit Card is a co-branded card of Bharat Petroleum and SBI Cards. The card brings you absolute value back and discounts at fuel refill each month. Besides, you also get rewards on joining and as an anniversary gift. You also earn reward points on shopping, grocery, movies, and dining. You can redeem the reward points for purchasing fuel, BPCL vouchers, or the SBI rewards catalog.

Features & Benefits of BPCL SBI Credit Card

• Joining Fee - Rs. 499 + Taxes
• Annual Fee - Rs. 499 +Taxes
• 2,000 Activation Bonus Reward Points worth Rs. 500. The points can be instantly redeemed for fuel at BPCL outlets, or BPCL Vouchers or SBI Shop n Smile rewards catalog.
• 4.25% value back on fuel purchase at BPCL petrol pumps. Maximum 1300 reward points per billing cycle.
• 3.25% + 1% fuel surcharge waiver for each transaction up to Rs. 4,000.
• 5X Reward points on spending every Rs. 100 at Groceries, Departmental stores, Movies & Dining.
• 1 reward point on sending per Rs. 100 on all other non-fuel retail purchases.

Why use this card?

• 13X rewards points on fuel purchase and 5X rewards on grocery, dining and movies.
• 1 reward per Rs. 100 spent on non-fuel transactions.
• Convert any purchase of Rs. 2,500 or more into EMIs.

AU Bank LIT Credit Card

AU Bank's LIT Credit Card is the first-ever credit card in India that can be customized as per your preferences. You can choose from a range of features that best suits your lifestyle and modify them whenever needed. With this card, you get the flexibility to turn on or off the features and pay only for the ones you have selected. You can manage your card features in real-time while on-the-go, making it easy and hassle-free.

Features & Benefits of AU Bank LIT Credit Card

• Joining fee - Nil
• Annual fee - Nil
• Avail 10X or 5X Reward Points on all online domestic & international retail transactions.
• Get up to a 1% fuel surcharge waiver using the LIT AU Bank Credit Card. Further, it is applicable on transactions between INR 400 to INR 5000.
• Get up to 5% cashback for your retail spending. Further, 1% cash back for spending INR 100.
• You can earn 5% cashback 3 times over a 90 days period. To reap the benefits you need to spend a minimum of INR 7500.
• You can receive up to 2% cashback three times in 90 days. For every IRN 100 spent, you will receive one reward point. Additionally, 2% cashback on all retail purchases.
• Avail 5% cashback for spending on travel, dining, grocery, electronics, and apparel. Get 1 reward point for spending INR 100. The maximum cashback you can earn is INR 1000 every 30 days.
• Complimentary domestic Airport Lounge Access. However, the visits are limited to up to 4. In addition, you can avail of the lounge visits after every 90 days.
• You can get premium memberships of ZEE5, Amazon Prime and Cult Fit as part of your customized plan.