SBI Credit Card Bill Payment

State Bank of India offers different credit card categories to meet the monetary necessities of individual cardholders. SBI cards offer various rewards on movement, shopping, eating, and more, making spending a little more fun and safe. You can likewise appreciate benefits like cashback and low-interest rates, among others. For the ease of accessibility anytime and anywhere, SBI gives numerous SBI Credit Card Bill Payment modes to keep up with the regular balance payments of your credit card and avoid any late fee charges by breaking down the procedure into simple processes. Let’s take a brief overview of the options at hand. 

SBI Bank Credit Card Bill Payment for SBI Account Holders - Online

SBI Card bill payment modes for cardholders with an affiliated SBI saving or current account are quick and hassle-free. You can have a look at the below mentioned online facilities made available:

SBI Online facility for SBI credit card bill payment

• Visit onlinesbi.com and log in to your account. Here you need to select 'Bill Payments' and click on 'Manage Biller'.
• Now you need to opt for the 'Add' tab and look for 'All India Billers'.
• Make a selection of 'SBI Cards and Payment Services Pvt. Ltd'. You will be required to fill in the details that have been requested and verify them with the OTP.
• On confirmation of all the details, you will be able to view the option of ‘View/pay your bills.’
• Simply select 'SBI Card', and you will be redirected to the payment portal for the completion of the transaction.

Paynet-Pay Online for SBI credit card bill payment

• The Paynet-Pay Online service can be used irrespective of your acquired facility of internet banking or not.
• To recharge your SBI credit card through your SBI online account, you need to Log in to your SBI account and click on the tab ‘Pay now’ visible on your open dashboard.
• Simply follow the procedure, and your payment will be made, for which, you’ll instantly receive a Transaction Reference Number.
• If you do not have an internet banking facility and want to use the Paynet-Pay Online, visit  https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp. You’ll be needed to enter the details demanded, and the payment will be made.

Mobile Banking for SBI credit card bill payment

In case your credit card is linked with your SBI mobile banking app, you can make the payment by following these simple steps -

• Log in to your mobile banking account and select the option of 'Pay now' that you can find on the 'Account Summary' page.
• In case you haven’t registered your mobile number or your mail ID, enter them to proceed.
• Now you’ll be asked to enter the exact amount you wish to pay
• Surf through the drop-down menu and choose your desired payment option and the bank name.
• On confirmation of the details, you’ll be taken to the payment interface automatically, where you can proceed with your payment.

Auto Debit for SBI credit card bill payment

• To avail of the benefits of this feature, you need to get registered for this facility for paying the overdue balances of your credit card.
• If you wish to register now, fill the form here - https://www.sbicard.com/en/forms-central.page
• Take a printout of this form after duly entering all the details and mail it to the below-mentioned address:

SBI Card, Correspondence Department,

DLF Infinity Towers; Tower - C,

10-12 Floor, Block - 2, Building 3,

DLF Cyber City, Gurgaon - 122002, Haryana, India

On registering, make sure you choose the auto-debit option between the total overdue amount and the minimum amount to be paid that would be debited on a monthly basis.

Using National Automated Clearing House for SBI credit card bill payment

By benefiting from the services of the National Automated Clearing House (NACH), you can authorise SBI to deduct the overdue credit card sum straightforwardly from your bank balance. The sum would be charged each month, and your credit card account will get cleared by the due date. To opt for this service, you need to,

• Click here - https://www.sbicard.com/sbi-card-en/assets/docs/pdf/forms-central/nach.pdf and download the form to get your NACH services.
• Fill in the details in this form and mail them to the following address:

SBI Card and Payment Services Pvt. Ltd.

P.O. Bag No.28, GPO,

New Delhi - 110001

Using SBI debit card for SBI credit card bill payment

• For making the clearance of the SBI credit card outstanding balance, you can use your SBI debit card as well. You need to click on - https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp
• Here, you need to enter your 16 digit SBI credit card number and the other required details on the site.
• Now simply click on 'Pay Now'.

UPI for SBI credit card bill payment

• You can also make use of UPI to clear the SBI credit card balances. All you need to do is to download the BHIM SBI Pay and set your login account. Complete this registration with your phone number.
• Moving forward, you need to create your VPA (Virtual Payment Address) and set your UPI pin.
• Now for the payment of your credit card bill, click on 'Pay by VPA' (Virtual Payment Address), which is the 16-digit number of your SBI credit card. For example - Sbicard.4726420123456789@SBI
• Now simply enter the desired payment amount and click on 'Go'. You'll now have to verify the transaction with your bank account MPIN and then select 'Submit'.
• You will immediately get the information of the amount getting reflected in your credit account.

SBI YONO app for SBI credit card bill payment

This app has made all the SBI related transactions very simple. Just download the app on your phone and follow these steps:

• Pay your SBI credit card YONO app by getting yourself registered on it using your internet banking or debit card number.
• Login after registration and select 'My Credit Cards' options, available under the 'My Relationships' tab. Now choose your registered SBI credit card.
• You’ll be redirected to the payment portal for the completion of the transaction.
• You will immediately get the information of the amount getting reflected in your credit account.

Electronic bill payment for SBI credit card bill payment

This facility can profit through ATM, mobile banking, or net banking services of the State Bank of India. Simply sign in to your SBI credit card net banking account, add your card as a biller, fill in the subtleties, and make the instalment.

Paytm for SBI credit card bill payment

To use the quick and convenient services of Paytm for your credit card payment, follow this:

• Click here- https://paytm.com/credit-card-bill-payment
• Now fill in the details of your SBI credit card number in the 'Credit Card Bill Payment' field and select the option to proceed.
• Choose your preferred payment method from BHIM UPI and Net Banking and click on 'Pay Now'.
• Enter your payment details to complete the payment.

SBI Bank Credit Card Bill Payment for SBI Account Holders - Offline

SBI Card bill payment modes for cardholders with affiliated SBI savings or current accounts are quick and hassle-free. Let’s now have a look at the below mentioned offline facilities made available:

Over the counter service for SBI credit card bill payment

You can pay the overdue amount on your SBI credit card by visiting any nearby SBI branch and making the instalment in actual cash. Keep in mind that you would be charged a specific sum by the bank to make the instalment part of the processing fee.

Electronic DropBox for SBI credit card bill payment

You can pay for your SBI credit card outstanding bill by dropping a check in any electronic dropbox of the bank. You will receive an instant receipt recognising the instalment made. The cheque should be dropped in favour of your SBI credit card account number. Simply find an SBI electronic dropbox close to you and adhere to the directions referenced on it to drop the check.

Manual DropBox for SBI credit card bill payment

A cheque is one of the most traditional ways of making any payment. You can drop it in any of the 500+ SBI drop boxes in India. On the cheque, you need to fill in your SBI credit card number. Do not forget to mention the phone number and full name on the back of the check-in case of any misplacement or confusion. Note that the name of the payee should be 'SBI Card No. XXXX XXXX XXXX XXXX' (where Xs are the 16-digits of the SBI credit card number).

ATM funds transfer for SBI credit card bill payment

Available 24x7. You can also pay a visit to any SBI ATM and use your SBI debit card to pay for your SBI credit card.

NEFT for SBI credit card bill payment

Go to any of the SBI branches and make the payment of your outstanding SBI credit card bill through NEFT by using the IFSC code SBIN00CARDS.

SBI Bank Credit Card Bill Payment for Non-SBI Account Holders - Online

SBI Card bill payment modes for Non-SBI account holders is as simple as the former. The core of the bank is to provide innovative solutions that are quick and stress-free. Here are the online modes of payment for you:

Using NEFT for SBI credit card bill payment

Avail of the benefit of the NEFT facility to make the payment of your SBI credit card bill using the net banking account of your non-SBI bank. Just use the IFSC code SBIN00CARDS to make the payment.

Using Paynet-Pay Online for SBI credit card bill payment

• For this facility, if you are a non_SBI account holder, click on - https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp 
• Now fill in the details that are asked for on the portal and choose the bank account through which you prefer to make the payment and finish the entire transaction.
• You will immediately get the information of the amount getting reflected in your credit account. 

Visa Credit Card Pay for SBI credit card bill payment

SBI credit card outstanding bill payment can be made using the facility of the Visa Credit Card Pay facility. Just follow these steps:

• Log in to the net banking page of your current non-SBI bank and select the option of 'Third Party Funds Transfer'.
• Here, you need to choose the 'Visa Credit Card Pay' option and fill in the sender and recipient details.
• Now, click on 'Confirm' to complete the transaction.

Net Banking for SBI credit card bill payment

You can sign in to the net banking account of your non-SBI bank and afterwards go to the enlisted credit cards and select your enrolled SBI card for which you need to make the instalment. To profit from this service, you need to enrol your SBI Mastercard on the net banking service of your non-SBI account.

Using your Debit Card

• To pay your SBI credit card outstanding balance using your non-SBI debit card, just visit https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp.
• Here, you need to fill in your SBI credit card number along with the other details that will be required from you.
• It is done. Now you need to click on 'Pay Now'.
• However, make sure your bank has the option to make this payment of the SBI credit card.

UPI for SBI credit card bill payment

• You can also make use of UPI to clear the SBI credit card balances. All you need to do is to download the BHIM SBI Pay and set your login account. Complete this registration with your phone number.
• Moving forward, you need to create your VPA (Virtual Payment Address) and set your UPI pin.
• Now for your credit card bill payment, click on 'Pay by VPA' (Virtual Payment Address), which is the 16-digit number of your SBI credit card. For example Sbicard.4726420123456789@SBI

Paytm for SBI credit card bill payment

To use the quick and convenient services of Paytm for your credit card payment, follow this:

• Click here- https://paytm.com/credit-card-bill-payment
• Now fill in the details of your SBI credit card number in the 'Credit Card Bill Payment' field and select the option to proceed.
• Choose your preferred payment method from BHIM UPI and Net Banking and click on 'Pay now'.
• Enter your payment details to complete the payment.

SBI Bank Credit Card Bill Payment for Non-SBI Account Holders - Offline

SBI Card bill payment modes for Non-SBI account holders is as simple as the former. The core of the bank is to provide innovative solutions that are quick and stress-free. Here are the offline modes of payment for you:

Over the counter service for SBI credit card bill payment

You can pay the overdue amount on your SBI credit card by visiting any nearby SBI branch and making the instalment in actual cash. Keep in mind that you would be charged a specific sum by the bank for making the instalment as a part of the processing fee.

Electronic DropBox for SBI credit card bill payment

You can pay for your SBI credit card outstanding bill by dropping a check in any electronic dropbox of the bank. You will receive an instant receipt recognising the instalment made. The check should be dropped in favour of your SBI credit card account number. Simply find an SBI electronic dropbox close to you and adhere to the directions referenced on it to drop the check.

Manual DropBox for SBI credit card bill payment

A cheque is one of the most traditional ways of making any payment. You can drop it in any of the 500+ SBI drop boxes in India. On the cheque, you need to fill in your SBI credit card number. Do not forget to mention the phone number and full name on the back of the check-in case of any misplacement or confusion. Note that the payee’s name should be 'SBI Card No. XXXX XXXX XXXX XXXX' (where Xs are the 16-digits of the SBI credit card number).

NEFT for SBI credit card bill payment

Go to any of the SBI branches and pay your outstanding SBI credit card bill through NEFT by using the IFSC code SBIN00CARDS.

You can check various details about your Axis Bank credit card like balance, disbursal status, and even Axis Bank credit card status by SMS.

SimplySAVE SBI Credit card is a perfect first time Credit Card for anyone who is living alone or with family. You can save and accumulate rewards as you spend at restaurants, multiplexes, grocery, or departmental stores. The card comes at a nominal annual fee of 499, and the renewal fee is reversed on spending 1 Lakh or more. You get 2000 reward points as a welcome gift and thus your SBI SimplySAVE Credit Card becomes a free credit card throughout.

Features & Benefits

• SBI SimplySAVE is a lifestyle and shopping Credit Card at a nominal annual Fee of 499. The second year?s renewal fee of 499 is waived off on achieving the milestone of 1,00,000 or more in the previous year.
• As a welcome gift, you earn 2,000 bonus Reward Points on spending 2,000 in the first 60 days of issuance of the card. You are also entitled to 100 cashback on first ATM withdrawal within the first 30 days of receiving the card. Thus, the cost of card becomes free.
• Every 100 spent on dining, movies, or at the grocery or departmental store earns you 10 Reward points; while other spends earn you 1 Reward Point. 4 reward points are equal to Re 1. Thus you get 25 on every 100 RPs.
• With your SBI SimplySAVE Card, you save refueling on your automobiles. On every transaction of 500 to 3000 (excluding GST), you get a 1% fuel surcharge waiver.
• With SBI contactless advantage, you enjoy the ease of use and can make instant daily purchases by waving your Credit Card. You need not hand over the card for the transaction. It is fast & convenient and reduces the risk of card loss or fraud.
• The SBI Cards have worldwide acceptance at all Visa and MasterCard outlets.
• You can apply for Add-On cards for your family members.
• You can pay utility bills using the Easy Bill Pay facility.
• Besides, your SBI Credit Card offers multiple user-friendly facilities such as Balance Transfer on EMI, Flexipay, Easy Money, and much more.

Rewards

• With your SimplySAVE SBI Card, you earn 10 reward points for spends at restaurants, movie halls, grocery, and departmental stores.
• You can earn 1 Reward Point on every 100 spent for all other categories.
• 4 rewards= Re 1
• You can use your RPs to pay a Credit Card bill or redeem against cataglogue gifts.

Besides all these benefits, SBI Credit Cards are packed with a lot of benefits which are universally extended to all card members.

Also Check: SBI Lifetime Free Credit Card

Here is a quick list of the benefits of owning an SBI Credit Card:

Worldwide Acceptance

SBI Card is renowned brand that is accepted worldwide. Your SBI Card is essentially an international Credit Card as it can be directly swiped at over 2 crore and 40 Lakh outlets worldwide, including 3.25 Lakh outlets in India. You can practically use your SBI Card at any of the outlets that accept Visa or MasterCard.

Add-on Cards

You can apply for a free add-on card for your family members including your parents, spouse, children or siblings. The beneficiary should be above 18 years of age.

Utility Bill Payment

You can automate payment of your utility bills using Easy Bill Pay facility on your SBI Credit Card.

Balance Transfer on EMI

Each card member can enjoy BT on EMI facility on their SBI Cards. Herein, the card member saves on repayment of card balance by setting up an EMI at a lower rate of interest. The facility can be booked online.

Flexipay

With Flexipay facility you can convert transactions of 2,500 or more into easy monthly instalments. The request can be processed online using your SBI Card ID.

Easy Money

This is one of the exclusive offers by SBI Card. Herein you can request a doorstep delivery of draft or cheque against the offered cash limit on your card.

All these Credit Cards by SBI Card are easy to afford as they are available at one time, a nominal joining fee of 499. From next year onwards, you only need to spend an annual renewal charge of 499 per year. The renewal fee is reversible on achieving spends milestone, and thus your SBI Card can remain lifetime free when used wisely. With each card swipe, you earn discount offers, cashback, and reward points that can be redeemed to pay your card dues or against the reward catalogue.

Also Check: How to Activate SBI Credit Card?