How to Close American Express Credit Card?

If you wish to know how to cancel Amex credit card below are the different methods of cancelling your Amex card explained in easy steps:

Steps for Closing American Express Credit Card through Customer Care

You can contact American Express customer care to close your credit card offline. The number for the same is printed on the back of your credit card. Below are the steps on how to close American Express credit card:

• When you call, ask the representative to process your cancellation request. 
• Once connected, the representative will require a few details to confirm your request and the reason for closing the card. 
• After confirming the details, the representative will then process your request and cancel your Amex credit card. 
• Also, if your current credit card does not suit your requirements, you can ask the representative about other Amex credit cards that are more suitable to your needs.

Steps for Closing American Express Credit Card through Mail

You can also close your American Express credit card through the mail. Below are steps if you wish to know how to cancel an American Express credit card through this method:

• Send a letter mentioning your credit card and personal details along with a cancellation request. 
• You can send it to the following address:

American Express Banking Corp,
Cyber City Tower C, DLF Building
No. - 8, Sector - 25, DLF City Ph II
Gurgaon - 122002

If you are wondering whether closing your Amex credit card is good for your credit score and financial health, here is the answer. 

Closing a credit card may not impact your credit score directly, but it can temporarily lower your CIBIL score. The reason for this is when you close your credit card account, your overall credit limit decreases, which can increase your credit utilization ratio. 

Apart from this, the duration of your credit history also plays a vital role in your credit score. Closing a credit card account eventually reduces the length of your credit history. Therefore, it is advised not to close the old credit card account, even if it is idle. However, if you wish to close your card, you must assess all the factors before initiating a closure.