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Kotak Credit Card Offers
Kotak Mahindra Bank credit cards are loaded with various attractive features. In addition to the shop-now-pay-later advantage, the Kotak credit card offers have something for everyone. Lifestyle, dining, travel, shopping, and healthcare, the list is endless. To suit unique customer needs, Kotak Bank credit card offers are available under various categories. Read through to learn about the latest offers of Kotak Bank credit cards with offer details and validity under different categories.
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Table of Contents: Kotak Credit Card Offers [Hide]
Top Kotak Credit Card Offers
Listed below are the top 10 Kotak credit card offers that you should not miss:
| Category | Offer Details | Validity | Credit Card Name |
| Spa treatments | Up to 20% off spa treatments in India | Only in India | Kotak White Reserve Credit Card |
| Grocery & Dining | 12 reward points on every Rs. 150 (maximum 800 per statement cycle) spent on grocery & dining | Grocery & Dining | IndianOil Kotak Credit Card |
| Dining | 10 Dining Points for spending every Rs. 100 on dining at stand-alone outlets & Movies | On a total purchases of Rs. 5,000 or more within the billing cycle | Kotak Feast Gold Credit Card |
| Hotel stays | 3 certificates offering up to 30% off on hotel stays | NA | Kotak White Reserve Credit Card |
| Movie | Spend Rs. 75,000 in a year & get 4 free PVR tickets or cashback of Rs. 750 | To be claimed within 3 months after the anniversary year gets over | Kotak 811 Credit Card |
| Fuel surcharge | 1% fuel surcharge waiver | Applicable on a specific transaction value | All Kotak Mahindra Bank Credit Cards |
| Railway surcharge | Save railway surcharge of 1.8% for transactions on www.irctc.co.in & 2.5% for transactions on Indian Railways Booking Counters. | Maximum railway surcharge waiver of Rs. 500 in a calendar year | All Kotak Mahindra Bank Credit Cards |
| Lounge visits | 8 complimentary Dream Folks Airport Lounge visits annually (2 visits per quarter) | Within India (Domestic & International terminals) | Kotak Mojo Platinum Credit Card, Kotak White Credit Card, Kotak Zen Signature Credit Card |
| Room rates | Up to 20% off on best available room rates in India | Only in India | Kotak White Reserve Credit Card |
| Insurance cover | In case of stolen credit card, get cover of Rs. 1,25,000 against fraudulent usage | Up to 7 days pre-reporting | Kotak Veer Platinum Credit Card, Kotak League Platinum Card, Kotak Delight Platinum Credit Card |
Kotak Credit Card Offers on Dining and Food
Enjoy exclusive dining and food benefits with Kotak Bank credit cards. The Kotak Bank credit card offers for dining and food for 2022 are:
| Offer On | How To Avail | Offer Details | Offer Validity |
| Swiggy | Use Promo Code KOTAK125 | 20% discount on minimum purchase of Rs. 500, subject to a maximum discount of Rs. 125. Offer valid twice per user per card | 31st March 2022 |
| Kali Mirch Café and Restaurant, Vadodara | Discount directly applicable on payment through Kotak credit card | 15% off on food bill | 31st August 2022 |
| Moti Mahal Delux, Jalandhar | Discount directly applicable on payment through Kotak credit card | 15% off on food and soft beverages | 31st August 2022 |
| Indian Summer Café, Patna | Discount directly applicable on payment through Kotak credit card | 15% off on food and soft beverages | 31st August 2022 |
| Country Oven, Warangal | Discount directly applicable on payment through Kotak credit card | 10% off on total bill | 31st August 2022 |
| The Yellow Chilli, Ludhiana | Discount directly applicable on payment through Kotak credit card | 20% off on total bill | 31st August 2022 |
Kotak Credit Card Offers on Dining and Food
Enjoy the following exclusive dining and food benefits with Kotak Bank credit cards:
| Offer On | Offer Details | Validity | Credit Card Name |
| Grocery & Dining | 12 reward points on every Rs. 150 (maximum 800 per statement cycle) spent on grocery & dining | Grocery & Dining | IndianOil Kotak Credit Card |
| Dining, movies, departmental stores & grocery | 6 reward points for spending every 200 on dining, movies, departmental stores & grocery | Dining, movies, departmental stores & grocery | Kotak Veer Platinum Credit Card |
| Food & beverages | Up to 20% off on food & beverages bills across Asia Pacific | In Asia Pacific | Kotak White Reserve Credit Card |
| Food & beverages | 3 certificates offering up to 50% off on food & beverages bills | NA | Kotak White Reserve Credit Card |
| Dining, movies, departmental stores & grocery | 9 reward points for spending every 200 on dining, movies, departmental stores & grocery | NA | Kotak Veer Select Credit Card |
| Dining voucher | Accor Dining voucher worth Rs. 1,000 | NA | Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, Kotak IndiGo Ka-ching 6E Rewards Credit Card |
| Food & beverages | 15% cashback on food & beverages at PVR | NA | Kotak PVR Platinum Credit Card, PVR Kotak Gold Credit Card |
| Dining | 10% cashback on dining every month | On spending minimum Rs. 10,000 with Delight Platinum Credit Card on categories other than dining & entertainment within the billing cycle to avail | Kotak Delight Platinum Credit Card |
| Dining | 10 Dining Points for spending every Rs. 100 on dining at stand-alone outlets & Movies | On a total purchases of Rs. 5,000 or more within the billing cycle | Kotak Feast Gold Credit Card |
Kotak Credit Card Offers on Entertainment
The Kotak Bank credit cards benefits under the entertainment category are:
| Offer On | Offer Details | Validity | Credit Card Name |
| Movie | Spend Rs. 75,000 in a year & get 4 free PVR tickets or cashback of Rs. 750 | To be claimed within 3 months after the anniversary year gets over | Kotak 811 Credit Card |
| Movie | Spend Rs. 1,00,000 in a year & get 4 free PVR tickets or 10,000 reward points | To be claimed within 3 months after the program period gets over | Kotak Urbane Gold Credit Card |
| Dining, movies, departmental stores & grocery | 6 reward points for spending every 200 on dining, movies, departmental stores & grocery | NA | Kotak Veer Platinum Credit Card |
| Movie | Movie voucher worth Rs. 500 | Vouchers are sent to registered email id & mobile no. after joining fee payment | Kotak League Platinum Card |
| Movie | Spend Rs. 1, 25,000 every 6 months & get 4 free PVR tickets or 10000 reward points | Up to 8 free PVR tickets can be claimed every year within 3 months after the program period ends | Kotak League Platinum Card |
| Dining, movies, departmental stores & grocery | 9 reward points for spending every 200 on dining, movies, departmental stores & grocery | NA | Kotak Veer Select Credit Card |
| Movie | 2 free PVR movie tickets every month | On spending Rs. 10,000 & above in a monthly billing cycle | Kotak PVR Platinum Credit Card |
| Movie | 1 free PVR movie ticket every month | On spending Rs. 10,000 & above in a monthly billing cycle | PVR Kotak Gold Credit Card |
| Movie | 2 free PVR movie tickets every month | On spending Rs. 15,000 & above in a monthly billing cycle | PVR Kotak Gold Credit Card |
| Movie | 5% cashback on movie tickets at PVR Box Office | NA | Kotak PVR Platinum Credit Card, PVR Kotak Gold Credit Card |
| Movie | Spend Rs. 1,50,000 in a year & get 4 free PVR tickets or cashback of Rs. 750 | To be claimed within 3 months after the program period gets over | Kotak Fortune Gold Card |
| Movie | 10% cashback on movies every month | On spending minimum Rs. 10,000 on categories other than dining & entertainment within the billing cycle to avail | Kotak Delight Platinum Credit Card |
| Movie | Spend Rs. 1,25,000 in 6 months & get 4 free PVR tickets or cashback of Rs. 750 | To be claimed within 3 months after the program period gets over | Kotak Delight Platinum Credit Card |
Kotak Bank Credit Card Offers on Travel
Kotak Mahindra Bank offers the following travel-related benefits to its credit card customers:
| Offer On | Offer Details | Validity | Credit Card Name |
| Fuel | 1% fuel surcharge waiver on transactions between Rs. 100 to Rs. 5,000 | Maximum surcharge waiver of Rs. 100 per statement cycle only at IndianOil outlets | IndianOil Kotak Credit Card |
| Fuel | 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3,000 | Maximum fuel surcharge waiver of Rs. 3,500 in each calendar year | Kotak 811 Credit Card, Kotak 811 #DreamDifferent Credit Card, Kotak Veer Platinum Credit Card, Kotak League Platinum Card, Kotak Corporate Wealth Signature Credit Card, Kotak Mojo Platinum Credit Card, Kotak White Credit Card, Kotak Corporate Platinum Credit Card, Kotak Royale Signature Credit Card, Kotak Zen Signature Credit Card, Kotak Veer Select Credit Card, Kotak NRI Royale Signature Card, Kotak Royale Signature Credit Card, Kotak Fortune Gold Card |
| Fuel | 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000 | Maximum fuel surcharge waiver of Rs. 4,500 in each calendar year | Kotak Infinite Credit Card, Kotak White Reserve Credit Card, Kotak Delight Platinum Credit Card |
| Railway | Save railway surcharge of 1.8% for transactions on www.irctc.co.in & 2.5% for transactions on Indian Railways Booking Counters. | Maximum railway surcharge waiver of Rs. 500 in a calendar year | Kotak 811 Credit Card, Kotak 811 #DreamDifferent Credit Card, Kotak Veer Platinum Credit Card, Kotak Infinite Credit Card, Kotak League Platinum Card, Kotak Corporate Wealth Signature Credit Card, Kotak Mojo Platinum Credit Card, Kotak White Credit Card, Kotak Corporate Platinum Credit Card, Kotak Royale Signature Credit Card, Kotak Zen Signature Credit Card, Kotak Veer Select Credit Card, Kotak NRI Royale Signature Card, Kotak Royale Signature Credit Card, Kotak Fortune Gold Card, Kotak Delight Platinum Credit Card |
| Lounge access | VIP access to 1300+ lounges in 148 countries with Priority Pass | NA | Kotak White Credit Card |
| Lounge access | 4 complimentary lounge access each year with Priority Pass | NA | Kotak White Credit Card |
| Lounge access | 2 accesses per calendar quarter | for primary cardholder only | Kotak Corporate Platinum Credit Card |
| Dream Folks Lounges | 4 complimentary visits to Dream Folks Lounges every quarter | Only in India | Kotak Infinite Credit Card |
| Dream Folks Lounges | 2 complimentary visits to Dream Folks Lounges every quarter | Only in India | Kotak Corporate Wealth Signature Credit Card, Kotak Royale Signature Credit Card, Kotak NRI Royale Signature Card, Kotak Royale Signature Credit Card |
| Dream Folks Lounges | 8 complimentary Dream Folks Airport Lounge visits annually (2 visits per quarter) | Within India (Domestic & International terminals) | Kotak Mojo Platinum Credit Card, Kotak White Credit Card, Kotak Zen Signature Credit Card |
| Room rates | Up to 20% off on best available room rates in India | Only in India | Kotak White Reserve Credit Card |
| Room rates | Up to 20% off on weekend room rates in Asia Pacific | In Asia Pacific | Kotak White Reserve Credit Card |
| Hotel stays | 3 certificates offering up to 30% off on hotel stays | NA | Kotak White Reserve Credit Card |
| Lounge access | Unlimited access at 1,000+ airport lounges across the world | For primary & add-on cardholders | Kotak White Reserve Credit Card |
| Lounge access | Complimentary Priority Pass Membership with 3 international lounge access | Validity of the issued Priority Pass is for 1 year | Kotak Zen Signature Credit Card |
| Lounge access | 8 complimentary airport lounge access annually (2 per calendar quarter) within India | Within India | Kotak Veer Select Credit Card |
| Flight ticket | A welcome ticket worth Rs. 3,000 | NA | Kotak IndiGo Ka-ching 6E Rewards XL Credit Card |
| Flight ticket | A welcome ticket worth Rs. 1,500 | NA | Kotak IndiGo Ka-ching 6E Rewards Credit Card |
| Add-ons | 6E Prime add-ons worth Rs. 899 | NA | Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, Kotak IndiGo Ka-ching 6E Rewards Credit Card |
| IndiGo air ticket | Complimentary IndiGo air ticket (via IndiGo website or mobile app in INR only) available for redemption towards base fare | On 3 transactions every month for first 3 calendar months | Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, Kotak IndiGo Ka-ching 6E Rewards Credit Card |
| Accor Stay voucher | Accor Stay voucher offering 30% off on stay | Minimum 1 &maximum 3 nights stay | Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, Kotak IndiGo Ka-ching 6E Rewards Credit Card |
| Discounted convenience fee | Discounted convenience fee of Rs. 150 per person on Indigo tickets | On Indigo tickets | Kotak IndiGo Ka-ching 6E Rewards Credit Card |
| Travel spends | 5 reward points on select categories like airlines, hotels, duty free, international spends & travel agencies | NA | Kotak Privy League Signature Credit Card |
Kotak Bank Credit Card Offers on Shopping
Shop till you drop with the following unmatched Kotak Bank credit card offers on shopping:
| Offer On | Offer Details | Credit Card Name |
| Online shopping | 2 reward points on spending every Rs. 100 online | Kotak 811 Credit Card, Kotak 811 #DreamDifferent Credit Card |
| Offline shopping | 1 reward points on spending every Rs. 100 offline | Kotak 811 Credit Card, Kotak 811 #DreamDifferent Credit Card |
| Retail | 3 reward points on every Rs. 100 retail spends | Kotak Urbane Gold Credit Card |
| Dining, movies, departmental stores & grocery | 6 reward points for spending every Rs. 200 on dining, movies, departmental stores & grocery | Kotak Veer Platinum Credit Card |
| Online spends | 2.5 Mojo Points on every online spend of Rs. 100 | Kotak Mojo Platinum Credit Card |
| Shopping | 10 Zen Points for spending every Rs. 150 on apparels, lifestyle goods, departmental stores & jewellery shopping | Kotak Zen Signature Credit Card |
| Shopping | 5 reward points on select categories like apparels, grocery, consumer durable, multi-brand online & departmental stores | Kotak Zen Signature Credit Card, Kotak Privy League Signature Credit Card |
| Retail | 2 reward points on all retail spends | Kotak Privy League Signature Credit Card |
Kotak Credit Card Offers on Insurance
You get the following insurance features with Kotak Bank credit cards:
| Offer On | Offer Details | Validity | Credit Card Name |
| Personal accident insurance cover | Personal accident insurance cover of Rs. 2 Lakhs | NA | IndianOil Kotak Credit Card |
| Fortune Shield | In case of stolen credit card, get cover of Rs. 50,000 against fraudulent usage | Up to 7 days pre-reporting | Kotak 811 Credit Card, Kotak 811 #DreamDifferent Credit Card, Kotak Fortune Gold Card |
| Delight Shield/ League Shield | In case of stolen credit card, get cover of Rs. 1,25,000 against fraudulent usage | Up to 7 days pre-reporting | Kotak Veer Platinum Credit Card, Kotak League Platinum Card, Kotak Delight Platinum Credit Card |
| Feast Shield | In case of stolen credit card, get cover of Rs. 50,000 against fraudulent usage | Up to 7 days pre-reporting | Kotak Feast Gold Credit Card |
| Card insurance cover | Personal accident insurance cover of Rs. 2.5 Lakhs | Up to 7 days pre-reporting | Kotak White Credit Card, Kotak Veer Select Credit Card |
Kotak Credit Card Offers FAQs
✅ How to avail of Kotak Bank credit card offers?
There are two ways through which Kotak Bank credit card offers can be availed.
- Coupon code: Some vendor outlets have promo codes that must be applied at the time of making payment to avail of the offer. Please ensure that the payment must be made with a Kotak Bank credit card.
- Direct application: For other vendor outlets, coupon codes are not applicable. They directly apply the Kotak credit card offers once the payment is made through Kotak Bank credit card.
✅ I am unable to avail Kotak Bank credit card offer. How to avail of it?
If you are unable to avail of a Kotak Bank credit card offer, please check the following:
- Make sure the offer is still active. Read the ‘valid through’ date carefully.
- If applicable, check the promo code and enter it correctly.
- Do not club two offers.
In case the issue persists, get in touch with Kotak Credit Card customer care.
✅ How to avail of Kotak credit card offers on Amazon?
To avail of Kotak credit card offers on Amazon, shop anything from Amazon through your Kotak mobile banking app.
The step-by-step procedure is:
- Login into the Kotak Mahindra Bank Mobile App
- Move to the ‘KayMall’ section and choose the option ‘Amazon’
- Log-in into your Amazon account
- Add the items to your Amazon cart.
- Pay using Kotak Bank credit card.
✅ Do Kotak Urbane credit card offers include a discount on PVR tickets?
The Urbane Gold credit card from Kotak Bank offers a discount on PVR tickets. Kotak urbane credit card offers 4 free PVR tickets on an annual spend of Rs. 1 lakh. You can also get 10000 reward points instead.
✅ Can I transfer Kotak Bank's credit card offers to someone else?
Kotak Bank credit card offers can be availed only if the payment is made through a Kotak Bank credit card. Thus, only the cardholder can avail of the offer. However, the purchase can be done for others using your Kotak credit card.
✅ Can Kotak Bank credit card offers be availed on add-on cards?
Almost all Kotak Bank credit card offers are available to primary and add-on cardholders. In case a Kotak Bank credit card offer is applicable only on primary credit cards, the same will be mentioned clearly in the terms and conditions section of the offer. Read it carefully before proceeding.
